Lender · complaint record
Legal-Bay complaints
Filed under CNJ Enterprises LLC DBA Legal-Bay LLC
Consumers have filed 1 complaint about Legal-Bay since 2018, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is can't contact lender or servicer.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 1
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since September 2018
new vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Sep 6, 2018
Legal-Bay complaints by month
The busiest month was September 2018 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Legal-Bay answered all time
- Closed with explanation1100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Legal-Bay problems
Legal-Bay compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | Legal-BayPayday & personal loans | - | 0 | - |
Compare side by side: Legal-Bay vs SoLo Funds · Legal-Bay vs AAA Auto Title Loans · Legal-Bay vs Powerpay · Legal-Bay vs AmeriCash
What people say about Legal-Bay
All experiencesNo experiences with Legal-Bay yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Legal-Bay complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 6, 2018 | Payday & personal loans | Can't contact lender or servicer | Explained |
Questions about Legal-Bay
How many complaints does Legal-Bay have?
Legal-Bay has 1 complaint on record since September 2018, including 0 in the last 12 months and 0 in the last 30 days.
Does Legal-Bay respond to complaints?
Yes. Legal-Bay answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Legal-Bay?
The most common problems are can't contact lender or servicer (1).
Is Legal-Bay legit?
Legal-Bay is a real company with a public complaint record: consumers have complained about it 1 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Legal-Bay legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Legal-Bay?
Complain to Legal-Bay in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Legal-Bay complaints come from?
Most come from California (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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