Debt collector · complaint record
Lem Financial complaints
Filed under LEM FINANCIAL, INC
Consumers have filed 2 complaints about Lem Financial since 2026, 2 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 2
- Last 12 months
- 2
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,275 of 1,963
Since April 2026
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jul 21, 2026
Most complained-about debt collectors
Lem Financial complaints by month
The busiest month was April 2026 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Lem Financial answered all time
- Closed with explanation2100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Lem Financial complaints are about
Top Lem Financial problems
Inside "Took or threatened to take negative or legal action"
- Seized or attempted to seize your property 1
Lem Financial compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Lem FinancialDebt collection | - | 2 | - |
Compare side by side: Lem Financial vs Green Square · Lem Financial vs EMoneyUSA · Lem Financial vs Mullooly Jeffrey Rooney & Flynn · Lem Financial vs Credit World Services
What people say about Lem Financial
All experiencesNo experiences with Lem Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Lem Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 21, 2026 | Mortgages | Closing on a mortgageFees or costs after closing | Explained |
| Apr 22, 2026 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
Questions about Lem Financial
How many complaints does Lem Financial have?
Lem Financial has 2 complaints on record since April 2026, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does Lem Financial respond to complaints?
Yes. Lem Financial answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Lem Financial?
The most common problems are took or threatened to take negative or legal action (1), closing on a mortgage (1).
Is Lem Financial legit?
Lem Financial is a real company with a public complaint record: consumers have complained about it 2 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Lem Financial legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Lem Financial?
Complain to Lem Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Lem Financial complaints come from?
Most come from Utah (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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