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Mortgages

Closing on a mortgage

Consumers have filed 19,519 complaints about this, 2,687 in the last 12 months (+41%), against 1,169 companies. The most complained-about is Rocket Mortgage. Companies closed 7% of these with relief.

Companies with the most

Last 12 months.

In more detail

  • Trying to communicate with the company to fix an issue with the loan closing1,6448%
  • Closing disclosure or other related disclosures1,5168%
  • Delays with the closing process1,2416%
  • Changes in loan terms during or after closing1,1306%
  • Fees or costs after closing6934%
  • Setting up an escrow account for taxes and insurance1440.7%

By month

By state

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Per 100,000 people, last 12 monthsFewerMore

Latest complaints about this

ReceivedCompanyAboutIssueStateAnswerOn time
Nov 12, 2026E Mortgage CapitalMortgagesClosing on a mortgageClosing disclosure or other related disclosuresFLExplainedYes
Nov 12, 2026Security Service Federal Credit UnionMortgagesClosing on a mortgageFees or costs after closingTXIn progressYes
Nov 10, 2026Security National FinancialMortgagesClosing on a mortgageClosing disclosure or other related disclosuresVAExplainedYes
Nov 10, 2026Vanderbilt Mortgage & FinanceMortgagesClosing on a mortgageChanges in loan terms during or after closingVAIn progressYes
Nov 10, 2026Navy Federal Credit UnionMortgagesClosing on a mortgageClosing disclosure or other related disclosuresCTIn progressYes
Nov 10, 2026PNC BankMortgagesClosing on a mortgageClosing disclosure or other related disclosuresWAIn progressYes
Nov 6, 2026Taylor Morrison Home FundingMortgagesClosing on a mortgageClosing disclosure or other related disclosuresFLExplainedYes
Nov 6, 2026Virginia Housing Development AuthorityMortgagesClosing on a mortgageClosing disclosure or other related disclosuresVAExplainedYes
Nov 5, 2026Broker SolutionsMortgagesClosing on a mortgageTrying to communicate with the company to fix an issue with the loan closingOKExplainedYes
Nov 5, 2026Rocket MortgageMortgagesClosing on a mortgageTrying to communicate with the company to fix an issue with the loan closingAZIn progressYes
Nov 4, 2026Freedom MortgageMortgagesClosing on a mortgageFees or costs after closingTXExplainedYes
Nov 4, 2026Carrington Mortgage ServicesMortgagesClosing on a mortgageDelays with the closing processNVIn progressYes
Nov 4, 2026PennyMacMortgagesClosing on a mortgageDelays with the closing processVAExplainedYes
Nov 3, 2026Rocket MortgageMortgagesClosing on a mortgageClosing disclosure or other related disclosuresNCExplainedYes
Nov 3, 2026Go RascalMortgagesClosing on a mortgageTrying to communicate with the company to fix an issue with the loan closingNYExplainedYes

Your rights with mortgage lenders & servicers

Your mortgage servicer must correct errors you report in a written notice of error and answer written requests for information, usually within 30 business days. It must apply payments on the day they arrive, and it generally cannot start foreclosure until you are more than 120 days behind or while a complete loss-mitigation application is pending.

Scam warning: Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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