Debt collection
LendingUSA debt collection complaints
Consumers have filed 48 complaints about LendingUSA's debt collection, 10 in the last 12 months. LendingUSA answered 90% on time and closed 0% with relief. See the whole LendingUSA record.
LendingUSA against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | LendingUSA | 10 | 90% | 0% |
Latest LendingUSA debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 1, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 14, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 10, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 7, 2021 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| May 6, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 25, 2020 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 8, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 9, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 28, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 12, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 17, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 26, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 21, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 11, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 19, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 19, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 15, 2017 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Dec 29, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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