Debt collector · complaint record
LendingUSA complaints
Consumers have filed 217 complaints about LendingUSA since 2016, 31 of them in the last 12 months (-6% on the year before). It answered 87.1% on time and closed 4% with relief for the customer - less often than a typical debt collector. The most common problem is took or threatened to take negative or legal action.
Poor response record. How it works
- Complaints on record
- 217
- Last 12 months
- 31
- Answered on time
- 87.1%
- Closed with relief
- 4%
- Last 30 days
- 0
- Rank
- #415 of 1,963
Since December 2016
-6% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Aug 29, 2026
Most complained-about debt collectors
LendingUSA complaints by month
The busiest month was June 2021 (8 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How LendingUSA answered last 12 months
- Closed with monetary relief13.2%
- Closed with explanation2787.1%
- In progress13.2%
- Untimely response26.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time0/4587.1% on time
- Relief for customers3/403.6% closed with relief
- Complaint trend12/15-6% vs last year
What LendingUSA complaints are about
Top LendingUSA problems
Inside "Incorrect information on your report"
- Information belongs to someone else 24
- Account information incorrect 15
- Account status incorrect 8
- Public record information inaccurate 1
- Old information reappears or never goes away 1
- Information is incorrect 1
Where LendingUSA complaints come from
Most complaints: Florida (46), California (26), Texas (24), Georgia (16), New York (14).
LendingUSA compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Roosen, Varchetti & OlivierDebt collection | 39 | 31 | D |
| 2 | R.M. GaliciaDebt collection | 43 | 31 | D |
| 3 | Clearview Resolution ServicesDebt collection | 10 | 31 | F |
| 4 | RSI EnterprisesDebt collection | 76 | 31 | B |
| 5 | Central States RecoveryDebt collection | 55 | 31 | C |
| 6 | Aldridge PIte HaanDebt collection | 60 | 31 | C |
| 7 | Tidewater FinanceDebt collection | 52 | 31 | C |
| 8 | LendingUSADebt collection | 15 | 31 | F |
Compare side by side: LendingUSA vs Roosen, Varchetti & Olivier · LendingUSA vs R.M. Galicia · LendingUSA vs Clearview Resolution Services · LendingUSA vs RSI Enterprises
What people say about LendingUSA
All experiencesNo experiences with LendingUSA yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest LendingUSA complaints
Full logQuestions about LendingUSA
How many complaints does LendingUSA have?
LendingUSA has 217 complaints on record since December 2016, including 31 in the last 12 months and 0 in the last 30 days. That makes it number 871 of every company by complaints this year.
Does LendingUSA respond to complaints?
Yes. LendingUSA answered 87.1% of its complaints on time (within 15 days) and closed 4% with relief - money back or a fix; 3.6% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 15/100 (grade F).
What do people complain about most with LendingUSA?
The most common problems are took or threatened to take negative or legal action (11), incorrect information on your report (50), attempts to collect debt not owed (22).
Is LendingUSA legit?
LendingUSA is a real company with a public complaint record: consumers have complained about it 217 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is LendingUSA legit? for the signals, red flags and how to protect yourself.
Are complaints about LendingUSA going up or down?
Roughly level. There were 31 complaints in the last 12 months against 33 in the 12 before (-6%). See every month.
How do I file a complaint against LendingUSA?
Complain to LendingUSA in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most LendingUSA complaints come from?
Most come from Florida (46), California (26), Texas (24). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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