Complaint log
LendingUSA complaint log
The newest complaints about LendingUSA, as they are published, with the company's answer. Open any one for the full record and to discuss it.
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 26, 2026 | Payday & personal loans | Problem when making payments | In progress |
| Aug 25, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 27, 2026 | Payday & personal loans | Problem with additional add-on products or services | No timely reply |
| Jun 23, 2026 | Payday & personal loans | Problem with additional add-on products or services | No timely reply |
| May 22, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 15, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 29, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 22, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 20, 2026 | Debt relief & credit repair | Charged upfront or unexpected fees | Explained |
| Apr 17, 2026 | Payday & personal loans | Struggling to pay your loan | Explained |
| Apr 16, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 1, 2026 | Payday & personal loans | Problem with additional add-on products or services | Explained |
| Mar 30, 2026 | Payday & personal loans | Problem with the payoff process at the end of the loan | Explained |
| Mar 25, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 24, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Feb 20, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Money back |
| Feb 20, 2026 | Credit cards | Getting a credit cardApplication denied | Explained |
| Jan 23, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jan 23, 2026 | Payday & personal loans | Problem with additional add-on products or services | Explained |
| Jan 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 23, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 22, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 20, 2025 | Payday & personal loans | Getting the loan | Explained |
| Dec 16, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 10, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 10, 2025 | Credit cards | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 25, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 17, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 12, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 7, 2025 | Payday & personal loans | Problem with additional add-on products or services | Explained |
| Oct 18, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 23, 2025 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Sep 17, 2025 | Payday & personal loans | Confusing or misleading advertising or marketing | Explained |
| Sep 9, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 12, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 8, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 5, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 1, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debt | Explained |
| Aug 1, 2025 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Jul 28, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 16, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 9, 2025 | Money transfers & apps | Fraud or scam | Explained |
| Jul 6, 2025 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 21, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 12, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 13, 2025 | Bank accounts | Managing an accountProblem making or receiving payments | Explained |
| May 8, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works