Debt collection
Liberty debt collection complaints
Consumers have filed 50 complaints about Liberty's debt collection, 1 in the last 12 months. Liberty answered 0% on time and closed - with relief. See the whole Liberty record.
Liberty against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Liberty | 1 | 0% | - |
Latest Liberty debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 24, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| Jul 10, 2014 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Jul 7, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
| May 8, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
| May 7, 2014 | Debt collection | False statements or representationIndicated shouldn't respond to lawsuit | Fixed |
| Apr 15, 2014 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Fixed |
| Apr 6, 2014 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Mar 28, 2014 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
| Jan 21, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Nov 25, 2013 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Closed |
| Nov 22, 2013 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Nov 12, 2013 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Nov 5, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Nov 4, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Sep 30, 2013 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
| Sep 20, 2013 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Sep 18, 2013 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Aug 19, 2013 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Aug 3, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jul 10, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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