Debt collection
Liberty debt collection complaints
Consumers have filed 50 complaints about Liberty's debt collection, 1 in the last 12 months. Liberty answered 0% on time and closed - with relief. See the whole Liberty record.
Liberty against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Liberty | 1 | 0% | - |
Latest Liberty debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 24, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Aug 14, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Dec 8, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jan 22, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| May 28, 2020 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | No timely reply |
| Mar 20, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | No timely reply |
| Jan 31, 2020 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | No timely reply |
| Aug 27, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Jan 31, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Jan 30, 2019 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | No timely reply |
| Aug 17, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| May 8, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | No timely reply |
| Apr 9, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Jan 10, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Jan 9, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Nov 9, 2017 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | No timely reply |
| Jul 27, 2017 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Jan 7, 2017 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | No timely reply |
| Apr 26, 2016 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | No timely reply |
| Apr 26, 2016 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | No timely reply |
| Mar 25, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | No timely reply |
| Aug 3, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | No timely reply |
| Jan 26, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jan 23, 2015 | Debt collection | Taking/threatening an illegal actionAttempted to/Collected exempt funds | Explained |
| Jan 14, 2015 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Explained |
| Dec 9, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 9, 2014 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Dec 3, 2014 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Oct 29, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Sep 10, 2014 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Closed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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