Debt collector · complaint record
Liberty complaints
Filed under Liberty Holdings, LLC
Consumers have filed 57 complaints about Liberty since 2013, 1 of them in the last 12 months. It answered 0% on time and closed 17% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 57
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 17%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since July 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Apr 24, 2026
Most complained-about debt collectors
Liberty complaints by month
The busiest month was September 2013 (5 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Liberty answered all time
- Closed with non-monetary relief58.8%
- Closed with explanation2238.6%
- Closed35.3%
- Untimely response2747.4%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Liberty complaints are about
Top Liberty problems
Inside "Cont'd attempts collect debt not owed"
- Debt is not mine 6
- Debt was paid 4
- Debt was discharged in bankruptcy 1
Where Liberty complaints come from
Most complaints: Colorado (19), Oregon (10), Utah (6), California (5), Texas (4).
Liberty compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | LibertyDebt collection | - | 1 | - |
Compare side by side: Liberty vs Green Square · Liberty vs EMoneyUSA · Liberty vs Mullooly Jeffrey Rooney & Flynn · Liberty vs Credit World Services
What people say about Liberty
All experiencesNo experiences with Liberty yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Liberty complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 24, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Aug 14, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jun 4, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Dec 8, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jan 22, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| May 28, 2020 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | No timely reply |
| Mar 20, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | No timely reply |
| Jan 31, 2020 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | No timely reply |
| Jan 2, 2020 | Payday & personal loans | Struggling to pay your loan | No timely reply |
| Oct 16, 2019 | Payday & personal loans | Struggling to pay your loan | No timely reply |
| Aug 27, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Mar 27, 2019 | Credit reporting | Improper use of your reportReceived unsolicited financial product or insurance offers after opting out | No timely reply |
Questions about Liberty
How many complaints does Liberty have?
Liberty has 57 complaints on record since July 2013, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Liberty respond to complaints?
Yes. Liberty answered 0% of its complaints on time (within 15 days) and closed 17% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Liberty?
The most common problems are took or threatened to take negative or legal action (6), cont'd attempts collect debt not owed (11), taking/threatening an illegal action (10).
Is Liberty legit?
Liberty is a real company with a public complaint record: consumers have complained about it 57 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Liberty legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Liberty?
Complain to Liberty in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Liberty complaints come from?
Most come from Colorado (19), Oregon (10), Utah (6). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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