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Debt collection

Local Data Recovery debt collection complaints

Consumers have filed 27 complaints about Local Data Recovery's debt collection, 2 in the last 12 months. Local Data Recovery answered 0% on time and closed - with relief. See the whole Local Data Recovery record.

Local Data Recovery against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Local Data Recovery2new0%-27

Every debt collector ranked

Latest Local Data Recovery debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Dec 18, 2025Debt collectionAttempts to collect debt not owedDebt was paidKYNo timely replyNo
Dec 5, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCNo timely replyNo
Oct 29, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCNo timely replyNo
Oct 23, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtORNo timely replyNo
Aug 14, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtTXNo timely replyNo
Jul 18, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCNo timely replyNo
Mar 5, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtTNNo timely replyNo
Nov 9, 2020Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtKSNo timely replyNo
Jun 23, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursNYNo timely replyNo
Jun 19, 2020Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCANo timely replyNo
Mar 13, 2020Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtTXNo timely replyNo
Mar 12, 2020Debt collectionWritten notification about debtDidn't receive notice of right to disputeKSNo timely replyNo
Feb 13, 2020Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageARNo timely replyNo
Oct 31, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtAZNo timely replyNo
Sep 18, 2019Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtAZNo timely replyNo
Jul 10, 2019Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingILNo timely replyNo
Jun 22, 2019Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingILNo timely replyNo
Apr 2, 2019Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedLANo timely replyNo
Dec 20, 2018Debt collectionCommunication tacticsFrequent or repeated callsNYNo timely replyNo
Oct 29, 2018Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtKSNo timely replyNo
Oct 13, 2018Debt collectionWritten notification about debtDidn't receive notice of right to disputeGANo timely replyNo
Oct 11, 2018Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtTXNo timely replyNo
Sep 11, 2018Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitKYNo timely replyNo
Jul 11, 2018Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debt-No timely replyNo
Jul 9, 2018Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtFLNo timely replyNo
Jun 29, 2018Debt collectionAttempts to collect debt not owedDebt was paidMNNo timely replyNo
Jun 8, 2018Debt collectionAttempts to collect debt not owedDebt was paidINNo timely replyNo

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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