Auto lender · complaint record
M3 Financial Services complaints
Filed under M3 Financial Services, Inc.
Consumers have filed 2 complaints about M3 Financial Services since 2018, none in the last 12 months. It answered 50% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 2
- Last 12 months
- 0
- Answered on time
- 50%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since July 2018
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Jan 27, 2019
M3 Financial Services complaints by month
The busiest month was July 2018 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How M3 Financial Services answered all time
- Closed with explanation150%
- Untimely response150%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What M3 Financial Services complaints are about
Top M3 Financial Services problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 1
M3 Financial Services compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | M3 Financial ServicesAuto loans & leases | - | 0 | - |
Compare side by side: M3 Financial Services vs The Savings Group · M3 Financial Services vs AC AutoPay LLC, Denver, CO Branch · M3 Financial Services vs CARS Acquisition · M3 Financial Services vs EA Holdings
What people say about M3 Financial Services
All experiencesNo experiences with M3 Financial Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest M3 Financial Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 27, 2019 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | No timely reply |
| Jul 18, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about M3 Financial Services
How many complaints does M3 Financial Services have?
M3 Financial Services has 2 complaints on record since July 2018, including 0 in the last 12 months and 0 in the last 30 days.
Does M3 Financial Services respond to complaints?
Yes. M3 Financial Services answered 50% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with M3 Financial Services?
The most common problems are attempts to collect debt not owed (1), struggling to pay your loan (1).
Is M3 Financial Services legit?
M3 Financial Services is a real company with a public complaint record: consumers have complained about it 2 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is M3 Financial Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against M3 Financial Services?
Complain to M3 Financial Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most M3 Financial Services complaints come from?
Most come from Ohio (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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