Auto lender · complaint record
EA Holdings complaints
Filed under EA Holdings Corp.
Consumers have filed 63 complaints about EA Holdings since 2020, 33 of them in the last 12 months (+74% on the year before). It answered 75.8% on time and closed 0% with relief for the customer - less often than a typical auto lender. The most common problem is incorrect information on your report. It is the 24th most complained-about of 193 auto lenders this year.
Poor response record. How it works
- Complaints on record
- 63
- Last 12 months
- 33
- Answered on time
- 75.8%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #24 of 193
Since April 2020
+74% vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Aug 16, 2026
Most complained-about auto lenders
EA Holdings complaints by month
The busiest month was January 2026 (8 complaints). Complaints in the last 12 months are up 74% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How EA Holdings answered last 12 months
- Closed with explanation33100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time0/4575.8% on time
- Relief for customers0/400% closed with relief
- Complaint trend3/15+74% vs last year
What EA Holdings complaints are about
Top EA Holdings problems
Inside "Incorrect information on your report"
- Information belongs to someone else 8
- Account information incorrect 7
- Account status incorrect 3
- Personal information incorrect 1
Where EA Holdings complaints come from
Most complaints: Illinois (50), Wisconsin (9), Indiana (1), Texas (1), Arizona (1).
EA Holdings compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Premier Auto CreditAuto loans & leases | 48 | 43 | D |
| 2 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 3 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 4 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 5 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 6 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 7 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 8 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
Compare side by side: EA Holdings vs Premier Auto Credit · EA Holdings vs The Savings Group · EA Holdings vs AC AutoPay LLC, Denver, CO Branch · EA Holdings vs CARS Acquisition
What people say about EA Holdings
All experiencesNo experiences with EA Holdings yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest EA Holdings complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 16, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 16, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 16, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 10, 2026 | Auto loans & leases | Getting a loan or leaseProblem with additional add-on products or services purchased with the loan | Explained |
| Jun 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 3, 2026 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| May 25, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 22, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 6, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 2, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 29, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 27, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
Questions about EA Holdings
How many complaints does EA Holdings have?
EA Holdings has 63 complaints on record since April 2020, including 33 in the last 12 months and 0 in the last 30 days. That makes it number 850 of every company by complaints this year.
Does EA Holdings respond to complaints?
Yes. EA Holdings answered 75.8% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 3/100 (grade F).
What do people complain about most with EA Holdings?
The most common problems are incorrect information on your report (19), attempts to collect debt not owed (8), repossession (11).
Is EA Holdings legit?
EA Holdings is a real company with a public complaint record: consumers have complained about it 63 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is EA Holdings legit? for the signals, red flags and how to protect yourself.
Are complaints about EA Holdings going up or down?
Up. There were 33 complaints in the last 12 months against 19 in the 12 before (+74%). See every month.
How do I file a complaint against EA Holdings?
Complain to EA Holdings in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most EA Holdings complaints come from?
Most come from Illinois (50), Wisconsin (9), Indiana (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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