Debt collection
Main Street Personal Finance debt collection complaints
Consumers have filed 21 complaints about Main Street Personal Finance's debt collection. See the whole Main Street Personal Finance record.
Main Street Personal Finance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Main Street Personal Finance | 0 | - | - |
Latest Main Street Personal Finance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 27, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 25, 2019 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Mar 21, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Mar 1, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 25, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Feb 7, 2019 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Oct 14, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted you instead of your attorney | Explained |
| Sep 10, 2018 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Jan 19, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Dec 18, 2017 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jun 21, 2017 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Oct 17, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Oct 7, 2016 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Jul 1, 2016 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Nov 24, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 27, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Closed |
| Apr 24, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Closed |
| Mar 4, 2015 | Debt collection | Communication tacticsCalled after sent written cease of comm | Closed |
| Sep 23, 2014 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Mar 12, 2014 | Debt collection | Communication tacticsThreatened to take legal action | Closed |
| Feb 19, 2014 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Closed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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