Debt collection
Merchants Acceptance debt collection complaints
Consumers have filed 73 complaints about Merchants Acceptance's debt collection, 18 in the last 12 months. Merchants Acceptance answered 100% on time and closed 22% with relief. See the whole Merchants Acceptance record.
Merchants Acceptance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Merchants Acceptance | 18 | 100% | 22% |
Latest Merchants Acceptance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 6, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 30, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 4, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| May 18, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 6, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 17, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 11, 2017 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| May 3, 2017 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Nov 17, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jun 29, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| May 10, 2016 | Debt collection | Taking/threatening an illegal actionAttempted to/Collected exempt funds | Explained |
| Nov 13, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Jun 15, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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