Debt collection
Merchants Acceptance debt collection complaints
Consumers have filed 73 complaints about Merchants Acceptance's debt collection, 18 in the last 12 months. Merchants Acceptance answered 100% on time and closed 22% with relief. See the whole Merchants Acceptance record.
Merchants Acceptance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Merchants Acceptance | 18 | 100% | 22% |
Latest Merchants Acceptance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 29, 2024 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Apr 8, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 11, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Oct 28, 2023 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Oct 12, 2023 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jun 30, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 16, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 7, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 11, 2022 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Oct 7, 2022 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 28, 2022 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | Explained |
| Feb 5, 2022 | Debt collection | Took or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debt | Explained |
| Dec 12, 2021 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Nov 18, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 8, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 16, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 22, 2021 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Apr 13, 2021 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Aug 31, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 26, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 19, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 17, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 9, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Nov 22, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 23, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 14, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 1, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 24, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jan 22, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 15, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Merchants Acceptance
No comments yet. Start the conversation - questions are welcome too.