Debt collection
Michael & Associates, PC debt collection complaints
Consumers have filed 28 complaints about Michael & Associates, PC's debt collection. See the whole Michael & Associates, PC record.
Michael & Associates, PC against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Michael & Associates, PC | 0 | - | - |
Latest Michael & Associates, PC debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 16, 2025 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | No timely reply |
| Dec 10, 2021 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Mar 1, 2020 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Aug 4, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 8, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 2, 2019 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Mar 16, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 22, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 22, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 10, 2019 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jan 15, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jan 7, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 24, 2018 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Oct 8, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 13, 2018 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jul 5, 2018 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Mar 22, 2018 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Mar 16, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 2, 2018 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Dec 4, 2017 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Sep 13, 2017 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Jun 17, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
| Nov 10, 2015 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 31, 2015 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Explained |
| Jul 30, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Apr 14, 2015 | Debt collection | Taking/threatening an illegal actionSued where didn't live/sign for debt | Explained |
| Feb 16, 2015 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 21, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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