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Debt collection

Mid Florida Financing debt collection complaints

Consumers have filed 13 complaints about Mid Florida Financing's debt collection, 3 in the last 12 months. Mid Florida Financing answered 100% on time and closed 0% with relief. See the whole Mid Florida Financing record.

Mid Florida Financing against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Mid Florida Financing3new100%0%13

Every debt collector ranked

Latest Mid Florida Financing debt collection complaints

ReceivedAboutIssueStateAnswerOn time
May 5, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Dec 8, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Dec 7, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Oct 24, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Oct 13, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Jun 19, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Jun 3, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
May 27, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Dec 19, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountAZExplainedYes
Nov 14, 2024Debt collectionCommunication tacticsFrequent or repeated callsFLExplainedYes
Sep 17, 2024Debt collectionCommunication tacticsCalled before 8am or after 9pmKYMoney backYes
Jul 17, 2024Debt collectionThreatened to contact someone or share information improperlyContacted you after you asked them to stopFLExplainedYes
Jul 21, 2023Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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