Auto lender · complaint record
Mid Florida Financing complaints
Filed under MID FLORIDA FINANCING LLC
Consumers have filed 82 complaints about Mid Florida Financing since 2023, 22 of them in the last 12 months (-12% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is repossession. It is the 29th most complained-about of 193 auto lenders this year.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 82
- Last 12 months
- 22
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #29 of 193
Since April 2023
-12% vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Oct 24, 2026
Most complained-about auto lenders
Mid Florida Financing complaints by month
The busiest month was August 2023 (5 complaints). Complaints in the last 12 months are down 12% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Mid Florida Financing answered all time
- Closed with monetary relief11.2%
- Closed with explanation8198.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Mid Florida Financing complaints are about
Top Mid Florida Financing problems
Inside "Repossession"
- Loan balance remaining after the vehicle is repossessed and sold 6
- Deficiency balance after repossession 5
- Voluntary repossession 4
- Notice to repossess 2
- Company communicating payment assistance or payment extension options 1
- Lender trying to repossess or disable the vehicle 1
Where Mid Florida Financing complaints come from
Most complaints: Florida (71), Arizona (3), Georgia (2), Ohio (1), Texas (1).
Mid Florida Financing compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Mid Florida FinancingAuto loans & leases | - | 22 | - |
Compare side by side: Mid Florida Financing vs The Savings Group · Mid Florida Financing vs AC AutoPay LLC, Denver, CO Branch · Mid Florida Financing vs CARS Acquisition · Mid Florida Financing vs EA Holdings
What people say about Mid Florida Financing
All experiencesNo experiences with Mid Florida Financing yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Mid Florida Financing complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 24, 2026 | Auto loans & leases | RepossessionDamage caused or loss of personal items in vehicle during the actual repossession | Explained |
| Sep 12, 2026 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Aug 29, 2026 | Auto loans & leases | RepossessionNotice to repossess | Explained |
| Aug 25, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 16, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Jun 25, 2026 | Auto loans & leases | Getting a loan or leaseLoan opened without my consent or knowledge | Explained |
| May 27, 2026 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| May 24, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| May 13, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 8, 2026 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| May 5, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 26, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Questions about Mid Florida Financing
How many complaints does Mid Florida Financing have?
Mid Florida Financing has 82 complaints on record since April 2023, including 22 in the last 12 months and 1 in the last 30 days. That makes it number 1,027 of every company by complaints this year.
Does Mid Florida Financing respond to complaints?
Yes. Mid Florida Financing answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Mid Florida Financing?
The most common problems are repossession (20), incorrect information on your report (18), problem with a company's investigation into an existing problem (11).
Is Mid Florida Financing legit?
Mid Florida Financing is a real company with a public complaint record: consumers have complained about it 82 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Mid Florida Financing legit? for the signals, red flags and how to protect yourself.
Are complaints about Mid Florida Financing going up or down?
Down. There were 22 complaints in the last 12 months against 25 in the 12 before (-12%). See every month.
How do I file a complaint against Mid Florida Financing?
Complain to Mid Florida Financing in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Mid Florida Financing complaints come from?
Most come from Florida (71), Arizona (3), Georgia (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Mid Florida Financing
No comments yet. Start the conversation - questions are welcome too.