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Debt collection

Midwest Recovery Systems debt collection complaints

Consumers have filed 1,541 complaints about Midwest Recovery Systems's debt collection. See the whole Midwest Recovery Systems record.

Midwest Recovery Systems against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Midwest Recovery Systems0new--1,541

Every debt collector ranked

Latest Midwest Recovery Systems debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Mar 28, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftMDExplainedYes
Nov 14, 2021Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Jun 5, 2021Debt collectionAttempts to collect debt not owedDebt was paidWIExplainedYes
May 28, 2021Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMIExplainedYes
Mar 26, 2021Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damaged-ExplainedYes
Mar 24, 2021Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialUTExplainedYes
Mar 5, 2021Debt collectionAttempts to collect debt not owedDebt was paidALExplainedYes
Feb 8, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtSCExplainedYes
Dec 22, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtDCExplainedYes
Dec 11, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedYes
Dec 11, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Dec 11, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Dec 11, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtDEExplainedYes
Dec 11, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Dec 11, 2020Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedINExplainedYes
Oct 7, 2020Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Sep 30, 2020Debt collectionAttempts to collect debt not owedDebt was result of identity theftMIExplainedYes
Sep 21, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursINExplainedYes
Aug 28, 2020Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAExplainedYes
Aug 25, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Aug 18, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountARExplainedYes
Aug 17, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Aug 13, 2020Debt collectionWritten notification about debtDidn't receive notice of right to disputeNCExplainedYes
Aug 13, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountPAExplainedYes
Aug 13, 2020Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Aug 13, 2020Debt collectionWritten notification about debtDidn't receive notice of right to disputeGAExplainedYes
Aug 10, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Aug 8, 2020Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedYes
Aug 4, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursALExplainedYes
Jul 29, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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