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Credit reporting

Mitsubishi HC Capital credit reporting complaints

Consumers have filed 16 complaints about Mitsubishi HC Capital's credit reporting, 4 in the last 12 months. Mitsubishi HC Capital answered 100% on time and closed 0% with relief. See the whole Mitsubishi HC Capital record.

Mitsubishi HC Capital against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Mitsubishi HC Capital4new100%0%16

Every credit bureau ranked

Latest Mitsubishi HC Capital credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Aug 12, 2026Credit reportingIncorrect information on your reportAccount status incorrectMIExplainedYes
Jul 20, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
Feb 5, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Dec 5, 2025Credit reportingImproper use of your reportReporting company used your report improperlyMSExplainedYes
Oct 5, 2025Credit reportingIncorrect information on your reportAccount information incorrectOHExplainedYes
Jun 4, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jan 13, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
Aug 28, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILExplainedYes
May 20, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNYExplainedYes
Feb 26, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizePAExplainedYes
Aug 28, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeSCExplainedYes
Jul 16, 2023Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jul 7, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILExplainedYes
Jul 5, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILExplainedYes
Jun 7, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseALExplainedYes
May 2, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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