Credit bureau · complaint record
Mitsubishi HC Capital complaints
Filed under MITSUBISHI HC CAPITAL (U.S.A.) INC.
Consumers have filed 25 complaints about Mitsubishi HC Capital since 2023, 8 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 25
- Last 12 months
- 8
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #215 of 566
Since May 2023
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Aug 24, 2026
Most complained-about credit bureaus & report companies
Mitsubishi HC Capital complaints by month
The busiest month was July 2023 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Mitsubishi HC Capital answered all time
- Closed with explanation25100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Mitsubishi HC Capital complaints are about
Top Mitsubishi HC Capital problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 8
- Reporting company used your report improperly 4
Where Mitsubishi HC Capital complaints come from
Most complaints: Texas (5), Illinois (4), Ohio (2), California (2), Georgia (2).
Mitsubishi HC Capital compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Mitsubishi HC CapitalCredit reporting | - | 8 | - |
Compare side by side: Mitsubishi HC Capital vs Apple Financing · Mitsubishi HC Capital vs Nav Technologies · Mitsubishi HC Capital vs Opportunity Fund · Mitsubishi HC Capital vs Heritage Financial Group
What people say about Mitsubishi HC Capital
All experiencesNo experiences with Mitsubishi HC Capital yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Mitsubishi HC Capital complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 24, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Aug 12, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 20, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 17, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 14, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 5, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 5, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 17, 2025 | Auto loans & leases | Problems at the end of the loan or leaseTermination fees or other problem when ending the lease early | Explained |
| Nov 3, 2025 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Oct 5, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 31, 2025 | Auto loans & leases | Getting a loan or leaseProblem with signing the paperwork | Explained |
| Jun 4, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Questions about Mitsubishi HC Capital
How many complaints does Mitsubishi HC Capital have?
Mitsubishi HC Capital has 25 complaints on record since May 2023, including 8 in the last 12 months and 0 in the last 30 days. That makes it number 1,571 of every company by complaints this year.
Does Mitsubishi HC Capital respond to complaints?
Yes. Mitsubishi HC Capital answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Mitsubishi HC Capital?
The most common problems are improper use of your report (12), incorrect information on your report (4), managing the loan or lease (4).
Is Mitsubishi HC Capital legit?
Mitsubishi HC Capital is a real company with a public complaint record: consumers have complained about it 25 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Mitsubishi HC Capital legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Mitsubishi HC Capital?
Complain to Mitsubishi HC Capital in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Mitsubishi HC Capital complaints come from?
Most come from Texas (5), Illinois (4), Ohio (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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