Credit reporting
Monterey Financial Services credit reporting complaints
Consumers have filed 516 complaints about Monterey Financial Services's credit reporting, 162 in the last 12 months (+24%). Monterey Financial Services answered 100% on time and closed 6% with relief. See the whole Monterey Financial Services record.
Monterey Financial Services against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Monterey Financial Services | 162 | 100% | 6% |
Latest Monterey Financial Services credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 10, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Nov 3, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 28, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 4, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 3, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Sep 20, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Sep 18, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 16, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 14, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Sep 10, 2026 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Sep 9, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 8, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 7, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 2, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Fixed |
| Sep 1, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 24, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 22, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Aug 21, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 20, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 18, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 13, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 12, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Aug 11, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 10, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 9, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 8, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 8, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Fixed |
| Aug 8, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 6, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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