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Debt collection

MST Financial Services debt collection complaints

Consumers have filed 118 complaints about MST Financial Services's debt collection, 23 in the last 12 months. MST Financial Services answered 100% on time and closed 0% with relief. See the whole MST Financial Services record.

MST Financial Services against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13MST Financial Services23new100%0%118

Every debt collector ranked

Latest MST Financial Services debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jul 28, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedWAExplainedYes
Jul 18, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedWAExplainedYes
Jun 19, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedYes
Jun 6, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedWAExplainedYes
May 11, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Mar 23, 2026Debt collectionThreatened to contact someone or share information improperlyContacted your employerIDExplainedYes
Mar 16, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedWAExplainedYes
Mar 16, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedWAExplainedYes
Mar 6, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedYes
Feb 19, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Feb 17, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedWAExplainedYes
Feb 6, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtWAExplainedYes
Feb 4, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialWAExplainedYes
Feb 4, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtWAExplainedYes
Jan 23, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingIDExplainedYes
Jan 16, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtIDExplainedYes
Jan 12, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedYes
Jan 9, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtWAExplainedYes
Jan 8, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedYes
Dec 28, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtWAExplainedYes
Dec 23, 2025Debt collectionCommunication tacticsFrequent or repeated callsIDExplainedYes
Dec 22, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtIDExplainedYes
Dec 21, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtWAExplainedYes
Nov 9, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtWAExplainedYes
Sep 2, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursIDExplainedYes
Aug 27, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeIDExplainedYes
Jun 12, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeORExplainedYes
Mar 12, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftWAExplainedYes
Feb 28, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtIDExplainedYes
Feb 22, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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