Debt collection
N.A.R debt collection complaints
Consumers have filed 302 complaints about N.A.R's debt collection, 36 in the last 12 months (-28%). N.A.R answered 75% on time and closed 0% with relief. See the whole N.A.R record.
N.A.R against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | N.A.R | 36 | 75% | 0% |
Latest N.A.R debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 12, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 11, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Aug 22, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 2, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jul 16, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 2, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 1, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 17, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 21, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 15, 2024 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| May 5, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 1, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 7, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 15, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 6, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 20, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 3, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 1, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 26, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 8, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 22, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 23, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 29, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 24, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 14, 2022 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Nov 23, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 10, 2022 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Oct 18, 2022 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Oct 12, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 6, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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