Debt collection
N.A.R debt collection complaints
Consumers have filed 302 complaints about N.A.R's debt collection, 36 in the last 12 months (-28%). N.A.R answered 75% on time and closed 0% with relief. See the whole N.A.R record.
N.A.R against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | N.A.R | 36 | 75% | 0% |
Latest N.A.R debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 11, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 19, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 27, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 27, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 22, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 7, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 13, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 30, 2022 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 26, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 26, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 1, 2022 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 24, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 22, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 3, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 18, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 17, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 15, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 30, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 29, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 29, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 16, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 13, 2021 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Dec 9, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 5, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 1, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 5, 2021 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Oct 28, 2021 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Fixed |
| Oct 24, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 6, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jun 11, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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