Debt collection
N.A.R debt collection complaints
Consumers have filed 302 complaints about N.A.R's debt collection, 36 in the last 12 months (-28%). N.A.R answered 75% on time and closed 0% with relief. See the whole N.A.R record.
N.A.R against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | N.A.R | 36 | 75% | 0% |
Latest N.A.R debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 6, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 16, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 7, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 26, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 22, 2017 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Aug 13, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 7, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 27, 2017 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 15, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 28, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 20, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 12, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 6, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 1, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 26, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 3, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 29, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 24, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 5, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Mar 21, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Mar 6, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Feb 23, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 23, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 16, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 6, 2017 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Jan 19, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 17, 2017 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Jan 4, 2017 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Dec 18, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Nov 30, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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