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Debt collection

National Auto Lenders debt collection complaints

Consumers have filed 19 complaints about National Auto Lenders's debt collection, 1 in the last 12 months. National Auto Lenders answered 100% on time and closed 0% with relief. See the whole National Auto Lenders record.

National Auto Lenders against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13National Auto Lenders1new100%0%19

Every debt collector ranked

Latest National Auto Lenders debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Nov 25, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Nov 14, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Feb 1, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Jan 31, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jan 12, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Dec 2, 2022Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Oct 17, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Sep 5, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Aug 23, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Aug 17, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
May 10, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Apr 9, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
May 24, 2020Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAExplainedYes
Jun 4, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
May 1, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLFixedYes
May 8, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursTXFixedYes
May 18, 2016Debt collectionDisclosure verification of debtRight to dispute notice not receivedFLExplainedYes
Feb 11, 2016Debt collectionDisclosure verification of debtRight to dispute notice not receivedTXFixedYes
Sep 1, 2015Debt collectionCommunication tacticsFrequent or repeated callsFLFixedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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