Credit bureau · complaint record
National Auto Lenders complaints
Filed under National Auto Lenders, Inc.
Consumers have filed 77 complaints about National Auto Lenders since 2015, 5 of them in the last 12 months (-50% on the year before). It answered 80% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 77
- Last 12 months
- 5
- Answered on time
- 80%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #250 of 566
Since March 2015
-50% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Apr 17, 2026
Most complained-about credit bureaus & report companies
National Auto Lenders complaints by month
The busiest month was January 2025 (4 complaints). Complaints in the last 12 months are down 50% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How National Auto Lenders answered all time
- Closed with non-monetary relief1823.4%
- Closed with explanation5976.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What National Auto Lenders complaints are about
Top National Auto Lenders problems
Inside "Incorrect information on your report"
- Account information incorrect 12
- Information belongs to someone else 6
- Account status incorrect 5
Where National Auto Lenders complaints come from
Most complaints: Florida (42), Texas (18), Georgia (11), New York (2), Tennessee (2).
National Auto Lenders compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | National Auto LendersCredit reporting | - | 5 | - |
Compare side by side: National Auto Lenders vs Apple Financing · National Auto Lenders vs Nav Technologies · National Auto Lenders vs Opportunity Fund · National Auto Lenders vs Heritage Financial Group
What people say about National Auto Lenders
All experiencesNo experiences with National Auto Lenders yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest National Auto Lenders complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 17, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 6, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 20, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 1, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 25, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 14, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 29, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 19, 2025 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 16, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 8, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 1, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 31, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Questions about National Auto Lenders
How many complaints does National Auto Lenders have?
National Auto Lenders has 77 complaints on record since March 2015, including 5 in the last 12 months and 0 in the last 30 days. That makes it number 1,875 of every company by complaints this year.
Does National Auto Lenders respond to complaints?
Yes. National Auto Lenders answered 80% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with National Auto Lenders?
The most common problems are incorrect information on your report (23), took or threatened to take negative or legal action (4), attempts to collect debt not owed (9).
Is National Auto Lenders legit?
National Auto Lenders is a real company with a public complaint record: consumers have complained about it 77 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is National Auto Lenders legit? for the signals, red flags and how to protect yourself.
Are complaints about National Auto Lenders going up or down?
Down. There were 5 complaints in the last 12 months against 10 in the 12 before (-50%). See every month.
How do I file a complaint against National Auto Lenders?
Complain to National Auto Lenders in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most National Auto Lenders complaints come from?
Most come from Florida (42), Texas (18), Georgia (11). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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