Debt collection
North State Acceptance debt collection complaints
Consumers have filed 44 complaints about North State Acceptance's debt collection, 15 in the last 12 months. North State Acceptance answered 100% on time and closed 0% with relief. See the whole North State Acceptance record.
North State Acceptance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | North State Acceptance | 15 | 100% | 0% |
Latest North State Acceptance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 3, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 29, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 28, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 15, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Feb 10, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 25, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 13, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 12, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 29, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 17, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 22, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 15, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| May 12, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 5, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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