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Complaint log

North State Acceptance complaint log

The newest complaints about North State Acceptance, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Oct 8, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeSCExplainedYes
Oct 1, 2026Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtNCExplainedYes
Sep 20, 2026Debt collectionAttempts to collect debt not owedDebt was paidNCExplainedYes
Sep 11, 2026Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsMDExplainedYes
Sep 7, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseSCExplainedYes
Aug 29, 2026Credit reportingIncorrect information on your reportOld information reappears or never goes awayNCExplainedNo
Jul 17, 2026Auto loans & leasesIncorrect information on your reportAccount information incorrectNCExplainedYes
Jul 15, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Jul 14, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Jun 20, 2026Auto loans & leasesIncorrect information on your reportAccount information incorrectNCExplainedNo
Jun 16, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNCExplainedYes
Jun 15, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeNCExplainedYes
Jun 13, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionVAExplainedYes
Jun 12, 2026Auto loans & leasesIncorrect information on your reportAccount information incorrectNCExplainedYes
Jun 12, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftNCExplainedYes
Jun 9, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftMSExplainedYes
Jun 3, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
May 26, 2026Auto loans & leasesManaging the loan or leaseBilling problemNCExplainedYes
May 15, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
May 5, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNCExplainedYes
Apr 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Apr 30, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNCExplainedNo
Apr 15, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNCExplainedYes
Apr 14, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Apr 11, 2026Bank accountsManaging an accountProblem accessing accountCAExplainedYes
Apr 8, 2026Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedYes
Apr 2, 2026Bank accountsManaging an accountProblem using a debit or ATM cardGAExplainedYes
Mar 10, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Feb 4, 2026Credit reportingIncorrect information on your reportAccount status incorrectNCExplainedYes
Feb 1, 2026Credit reportingIncorrect information on your reportAccount status incorrectNCExplainedYes
Jan 26, 2026Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedYes
Jan 26, 2026Auto loans & leasesRepossessionVoluntary repossessionVAExplainedYes
Jan 15, 2026Credit reportingIncorrect information on your reportAccount status incorrectNCExplainedYes
Jan 11, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNCExplainedYes
Dec 5, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Nov 16, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeSCExplainedYes
Nov 11, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Nov 6, 2025Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldSCExplainedYes
Oct 22, 2025Auto loans & leasesGetting a loan or leaseDid not receive car titleVAExplainedNo
Oct 21, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Oct 17, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseNCExplainedYes
Oct 16, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Oct 1, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Sep 25, 2025Auto loans & leasesImproper use of your reportReporting company used your report improperlyNCExplainedYes
Sep 13, 2025Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsNCExplainedYes
Sep 9, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Sep 8, 2025Debt collectionElectronic communicationsFrequent or repeated messagesFLExplainedYes
Sep 6, 2025Auto loans & leasesIncorrect information on your reportInformation belongs to someone elseNCExplainedYes
Sep 5, 2025Debt collectionElectronic communicationsFrequent or repeated messagesFLExplainedYes
Aug 26, 2025Auto loans & leasesRepossessionLender trying to repossess or disable the vehicleNCExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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