Debt collection
Obligo debt collection complaints
Consumers have filed 16 complaints about Obligo's debt collection, 12 in the last 12 months. Obligo answered 100% on time and closed 42% with relief. See the whole Obligo record.
Obligo against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Obligo | 12 | 100% | 42% |
Latest Obligo debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 28, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Money back |
| Jul 1, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Money back |
| Jun 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 24, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 8, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Feb 10, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Money back |
| Jan 10, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Money back |
| Sep 30, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Money back |
| Aug 15, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Money back |
| Jun 18, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 6, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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