Credit reporting
Ofta credit reporting complaints
Consumers have filed 8 complaints about Ofta's credit reporting, 8 in the last 12 months. Ofta answered 0% on time and closed - with relief. See the whole Ofta record.
Ofta against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Ofta | 8 | 0% | - |
Latest Ofta credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 14, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Sep 29, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Sep 15, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Aug 11, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | No timely reply |
| Jul 2, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Jun 24, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Apr 6, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | No timely reply |
| Mar 9, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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