Credit bureau · complaint record
Ofta complaints
Filed under OFTA LLC
Consumers have filed 8 complaints about Ofta since 2026, 8 of them in the last 12 months. It answered 0% on time. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 8
- Last 12 months
- 8
- Answered on time
- 0%
- Closed with relief
- -
- Last 30 days
- 0
- Rank
- #215 of 566
Since March 2026
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 14, 2026
Most complained-about credit bureaus & report companies
Ofta complaints by month
The busiest month was September 2026 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Ofta answered all time
- Untimely response8100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Ofta problems
Inside "Incorrect information on your report"
- Account information incorrect 2
- Information belongs to someone else 2
Where Ofta complaints come from
Most complaints: Florida (2), Georgia (1), New York (1), Tennessee (1), Texas (1).
Ofta compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | OftaCredit reporting | - | 8 | - |
Compare side by side: Ofta vs Apple Financing · Ofta vs Nav Technologies · Ofta vs Opportunity Fund · Ofta vs Heritage Financial Group
What people say about Ofta
All experiencesNo experiences with Ofta yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Ofta complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 14, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Sep 29, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Sep 15, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Aug 11, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | No timely reply |
| Jul 2, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Jun 24, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Apr 6, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | No timely reply |
| Mar 9, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
Questions about Ofta
How many complaints does Ofta have?
Ofta has 8 complaints on record since March 2026, including 8 in the last 12 months and 0 in the last 30 days. That makes it number 1,571 of every company by complaints this year.
Does Ofta respond to complaints?
Yes. Ofta answered 0% of its complaints on time (within 15 days) and closed - with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Ofta?
The most common problems are incorrect information on your report (4), problem with a company's investigation into an existing problem (3), improper use of your report (1).
Is Ofta legit?
Ofta is a real company with a public complaint record: consumers have complained about it 8 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Ofta legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Ofta?
Complain to Ofta in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Ofta complaints come from?
Most come from Florida (2), Georgia (1), New York (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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