Debt collection
Pacific Retrieval debt collection complaints
Consumers have filed 61 complaints about Pacific Retrieval's debt collection, 15 in the last 12 months. Pacific Retrieval answered 100% on time and closed 0% with relief. See the whole Pacific Retrieval record.
Pacific Retrieval against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Pacific Retrieval | 15 | 100% | 0% |
Latest Pacific Retrieval debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 6, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 18, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 21, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 23, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 2, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 9, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 19, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 7, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 7, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 2, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 5, 2022 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Mar 10, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 19, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 3, 2021 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Sep 3, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 12, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 9, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 10, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 2, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 24, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 28, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 16, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 13, 2020 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jul 1, 2020 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| May 14, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 13, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 6, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 22, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Jan 9, 2020 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Oct 31, 2019 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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