Debt collection
Pacific Retrieval debt collection complaints
Consumers have filed 61 complaints about Pacific Retrieval's debt collection, 15 in the last 12 months. Pacific Retrieval answered 100% on time and closed 0% with relief. See the whole Pacific Retrieval record.
Pacific Retrieval against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Pacific Retrieval | 15 | 100% | 0% |
Latest Pacific Retrieval debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 18, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Sep 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 18, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Aug 6, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 28, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 11, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| May 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 12, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 15, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 9, 2025 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Oct 8, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 5, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 2, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 24, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 11, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 28, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 10, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 26, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Dec 30, 2024 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Nov 19, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 27, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 9, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 10, 2024 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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