Debt collector · complaint record
Philanya complaints
Filed under PHILANYA, INC.
Consumers have filed 2 complaints about Philanya since 2026, 2 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 2
- Last 12 months
- 2
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,275 of 1,963
Since May 2026
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jul 18, 2026
Most complained-about debt collectors
Philanya complaints by month
The busiest month was May 2026 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Philanya answered all time
- Closed with explanation2100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Philanya problems
Inside "Took or threatened to take negative or legal action"
- Threatened to sue you for very old debt 1
Philanya compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | PhilanyaDebt collection | - | 2 | - |
Compare side by side: Philanya vs Green Square · Philanya vs EMoneyUSA · Philanya vs Mullooly Jeffrey Rooney & Flynn · Philanya vs Credit World Services
What people say about Philanya
All experiencesNo experiences with Philanya yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Philanya complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 18, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| May 31, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
Questions about Philanya
How many complaints does Philanya have?
Philanya has 2 complaints on record since May 2026, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does Philanya respond to complaints?
Yes. Philanya answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Philanya?
The most common problems are took or threatened to take negative or legal action (1), electronic communications (1).
Is Philanya legit?
Philanya is a real company with a public complaint record: consumers have complained about it 2 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Philanya legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Philanya?
Complain to Philanya in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Philanya complaints come from?
Most come from Florida (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Philanya
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