PlusFour against other credit bureaus & report companies
| # | Company | 12 months | Change | On time | Relief | All time |
|---|
| 1 | TransUnion | 2,331,811 | +58% | 100% | 41% | 5,233,338 |
| 2 | Experian | 2,053,038 | +58% | 99.9% | 13% | 4,685,519 |
| 3 | Equifax | 2,003,445 | +31% | 99.9% | 40% | 5,012,726 |
| 4 | LexisNexis | 36,424 | +107% | 99.4% | 25% | 73,974 |
| 5 | CBC Companies | 22,776 | -22% | 100% | 53% | 60,544 |
| 6 | Capital One | 10,567 | -3% | 100% | 15% | 54,153 |
| 7 | FIS (Fidelity National Information Services) | 6,930 | +40% | 100% | 0% | 18,768 |
| 8 | Resurgent Capital Services | 5,816 | +3% | 99.9% | 21% | 18,732 |
| 9 | Early Warning Services (Zelle) | 4,540 | +23% | 100% | 0% | 12,728 |
| 10 | CL Holdings | 4,485 | +38% | 100% | 45% | 10,946 |
| 11 | Citibank | 4,468 | -7% | 100% | 48% | 22,299 |
| 12 | Bank of America | 4,455 | +8% | 99.4% | 13% | 20,084 |
| 13 | PlusFour | 0 | new | - | - | 73 |
Every credit bureau ranked
Latest PlusFour credit reporting complaints
| Received | About | Issue | State | Answer | On time |
|---|
| Dec 13, 2019 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | CA | Explained | No |
| Dec 6, 2019 | Credit reporting | Incorrect information on your reportAccount status incorrect | - | Explained | Yes |
| Aug 31, 2019 | Credit reporting | Credit monitoring or identity theft protection servicesBilling dispute for services | NV | Explained | Yes |
| Jul 8, 2019 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | NV | Explained | Yes |
| Jul 3, 2019 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | NV | Explained | Yes |
| May 7, 2019 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | NV | Explained | No |
| Jan 16, 2019 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | NV | Explained | Yes |
| Nov 15, 2018 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemProblem with personal statement of dispute | NV | Explained | Yes |
| Jul 16, 2018 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | NV | Explained | Yes |
| Apr 18, 2018 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | NV | Explained | Yes |
| Apr 17, 2018 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | NV | Explained | Yes |
| Dec 1, 2017 | Credit reporting | Incorrect information on your reportAccount status incorrect | NV | Explained | No |
| May 2, 2017 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemProblem with personal statement of dispute | NV | Explained | Yes |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
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