Debt collector · complaint record
PlusFour complaints
Filed under PlusFour, Inc
Consumers have filed 494 complaints about PlusFour since 2014, none in the last 12 months (-100% on the year before). It answered 86% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 494
- Last 12 months
- 0
- Answered on time
- 86%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since August 2014
-100% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 21, 2025
PlusFour complaints by month
The busiest month was March 2025 (13 complaints). Complaints in the last 12 months are down 100% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How PlusFour answered all time
- Closed with monetary relief10.2%
- Closed with explanation45091.1%
- Closed438.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What PlusFour complaints are about
Top PlusFour problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 103
- Debt was paid 40
- Debt was result of identity theft 34
- Debt was already discharged in bankruptcy and is no longer owed 3
Where PlusFour complaints come from
Most complaints: Nevada (353), California (37), Florida (16), Arizona (12), Texas (12).
PlusFour compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | PlusFourDebt collection | - | 0 | - |
Compare side by side: PlusFour vs Green Square · PlusFour vs EMoneyUSA · PlusFour vs Mullooly Jeffrey Rooney & Flynn · PlusFour vs Credit World Services
What people say about PlusFour
All experiencesNo experiences with PlusFour yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest PlusFour complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 21, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 17, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 14, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 7, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 2, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 1, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 29, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 23, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 1, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 22, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 16, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 31, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Questions about PlusFour
How many complaints does PlusFour have?
PlusFour has 494 complaints on record since August 2014, including 0 in the last 12 months and 0 in the last 30 days.
Does PlusFour respond to complaints?
Yes. PlusFour answered 86% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with PlusFour?
The most common problems are attempts to collect debt not owed (180), written notification about debt (98), false statements or representation (49).
Is PlusFour legit?
PlusFour is a real company with a public complaint record: consumers have complained about it 494 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is PlusFour legit? for the signals, red flags and how to protect yourself.
Are complaints about PlusFour going up or down?
Down. There were 0 complaints in the last 12 months against 82 in the 12 before (-100%). See every month.
How do I file a complaint against PlusFour?
Complain to PlusFour in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most PlusFour complaints come from?
Most come from Nevada (353), California (37), Florida (16). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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