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Credit reporting

Portfolio Recovery Associates credit reporting complaints

Consumers have filed 13,118 complaints about Portfolio Recovery Associates's credit reporting, 3,612 in the last 12 months (+6%). Portfolio Recovery Associates answered 99.7% on time and closed 57% with relief. See the whole Portfolio Recovery Associates record.

Portfolio Recovery Associates against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Portfolio Recovery Associates3,612+6%99.7%57%13,118

Every credit bureau ranked

Latest Portfolio Recovery Associates credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Nov 6, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMSIn progressYes
Nov 6, 2026Credit reportingIncorrect information on your reportOld information reappears or never goes awayTXIn progressYes
Nov 6, 2026Credit reportingIncorrect information on your reportAccount information incorrectCOIn progressYes
Nov 6, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXFixedYes
Nov 6, 2026Credit reportingIncorrect information on your reportAccount information incorrectNJIn progressYes
Nov 6, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNYIn progressYes
Nov 5, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseNYIn progressYes
Nov 5, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeARFixedYes
Nov 4, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLIn progressYes
Nov 4, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCAFixedYes
Nov 4, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLFixedYes
Nov 4, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAFixedYes
Nov 4, 2026Credit reportingIncorrect information on your reportAccount status incorrectMNIn progressYes
Nov 4, 2026Credit reportingIncorrect information on your reportAccount status incorrectMNIn progressYes
Nov 4, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXFixedYes
Nov 3, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseLAFixedYes
Nov 3, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeGAIn progressYes
Nov 3, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseTXIn progressYes
Nov 3, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXIn progressYes
Nov 3, 2026Credit reportingIncorrect information on your reportAccount status incorrectWAIn progressYes
Nov 3, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMNIn progressYes
Nov 3, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLIn progressYes
Nov 3, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMOIn progressYes
Nov 3, 2026Credit reportingImproper use of your reportReporting company used your report improperlyFLIn progressYes
Nov 2, 2026Credit reportingImproper use of your reportReporting company used your report improperlyGAFixedYes
Nov 2, 2026Credit reportingIncorrect information on your reportAccount information incorrectMDIn progressYes
Nov 2, 2026Credit reportingIncorrect information on your reportAccount status incorrectTXIn progressYes
Nov 2, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXIn progressYes
Nov 2, 2026Credit reportingIncorrect information on your reportPersonal information incorrectNCIn progressYes
Nov 2, 2026Credit reportingIncorrect information on your reportPersonal information incorrectTXIn progressYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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