Debt relief & credit repair
Preferred Credit debt relief & credit repair complaints
Consumers have filed 8 complaints about Preferred Credit's debt relief & credit repair, 4 in the last 12 months. Preferred Credit answered 100% on time and closed 0% with relief. See the whole Preferred Credit record.
Preferred Credit against other debt relief & credit repair companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Experian | 351 | 100% | 10% |
| 2 | Equifax | 256 | 100% | 32% |
| 3 | TransUnion | 249 | 100% | 58% |
| 4 | Consumer Financial Services Solutions | 224 | 68.8% | 0% |
| 5 | National Debt Relief | 180 | 98.9% | 0% |
| 6 | Encore Capital (Midland Credit) | 146 | 100% | 23% |
| 7 | Freedom Financial Network | 96 | 100% | 27% |
| 8 | Resurgent Capital Services | 93 | 100% | 21% |
| 9 | The J. G. Wentworth | 91 | 100% | 0% |
| 10 | Capital One | 86 | 100% | 16% |
| 11 | Kikoff | 72 | 100% | 0% |
| 12 | Americor Funding | 54 | 100% | 0% |
| 13 | Preferred Credit | 4 | 100% | 0% |
Latest Preferred Credit debt relief & credit repair complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 10, 2026 | Debt relief & credit repair | Didn't provide services promised | Explained |
| Sep 17, 2026 | Debt relief & credit repair | Didn't provide services promised | Explained |
| Aug 27, 2026 | Debt relief & credit repair | Didn't provide services promised | Explained |
| Jul 7, 2026 | Debt relief & credit repair | Didn't provide services promised | Explained |
| Oct 30, 2025 | Debt relief & credit repair | Confusing or missing disclosures | Explained |
| Sep 9, 2025 | Debt relief & credit repair | Confusing or missing disclosures | Explained |
| Apr 9, 2025 | Debt relief & credit repair | Didn't provide services promised | Explained |
| Apr 18, 2018 | Debt relief & credit repair | Confusing or missing disclosures | Explained |
Your rights with debt relief & credit repair companies
The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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