Debt collection
Premier Auto Credit debt collection complaints
Consumers have filed 32 complaints about Premier Auto Credit's debt collection, 11 in the last 12 months. Premier Auto Credit answered 100% on time and closed 0% with relief. See the whole Premier Auto Credit record.
Premier Auto Credit against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Premier Auto Credit | 11 | 100% | 0% |
Latest Premier Auto Credit debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 16, 2026 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Jul 4, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 5, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 5, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 16, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 11, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 7, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 6, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 1, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 9, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 7, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 9, 2025 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Jan 23, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 17, 2024 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Jun 16, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 4, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 14, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 8, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 24, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 16, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 28, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 6, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 15, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 31, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 6, 2020 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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