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Debt collection

Ragan & Ragan, PC debt collection complaints

Consumers have filed 69 complaints about Ragan & Ragan, PC's debt collection, 5 in the last 12 months. Ragan & Ragan, PC answered 20% on time and closed 0% with relief. See the whole Ragan & Ragan, PC record.

Ragan & Ragan, PC against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Ragan & Ragan, PC5new20%0%69

Every debt collector ranked

Latest Ragan & Ragan, PC debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Aug 25, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitGANo timely replyNo
Mar 31, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedNo
Mar 23, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Nov 18, 2025Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialGAExplainedNo
Nov 16, 2025Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageGAExplainedNo
Jul 30, 2025Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialGAExplainedYes
Jul 8, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtGAExplainedYes
Jun 30, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Jun 17, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtNJExplainedYes
May 9, 2025Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitGAExplainedYes
May 7, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
May 6, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtGAExplainedYes
May 5, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtGAExplainedYes
Mar 1, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtGAExplainedYes
May 31, 2024Debt collectionTook or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debtGAExplainedYes
Jan 5, 2024Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageGAExplainedYes
Dec 28, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeGAExplainedYes
Dec 27, 2023Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitSCExplainedYes
Jul 6, 2023Debt collectionAttempts to collect debt not owedDebt was paidGAExplainedYes
May 29, 2023Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitGAExplainedYes
Mar 6, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Feb 23, 2023Debt collectionAttempts to collect debt not owedDebt was paidNJExplainedYes
Jan 31, 2023Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitGAExplainedYes
Jan 30, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Dec 6, 2022Debt collectionAttempts to collect debt not owedDebt was paidGAExplainedYes
Nov 22, 2022Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtGAExplainedNo
Oct 26, 2022Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingNJExplainedYes
Oct 24, 2022Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingNJExplainedYes
Oct 23, 2022Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtGAExplainedYes
Oct 17, 2022Debt collectionThreatened to contact someone or share information improperlyContacted your employerGAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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