Debt collection
Risecredit debt collection complaints
Consumers have filed 221 complaints about Risecredit's debt collection, 8 in the last 12 months. Risecredit answered 100% on time and closed 0% with relief. See the whole Risecredit record.
Risecredit against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Risecredit | 8 | 100% | 0% |
Latest Risecredit debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 8, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 4, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 26, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 16, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 8, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 22, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 2, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 31, 2020 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Aug 20, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 6, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 6, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 16, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 14, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 9, 2020 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 29, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 28, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 22, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 17, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 12, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 15, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 20, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 11, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 27, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 23, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 13, 2019 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Oct 2, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 5, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 4, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 2, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 1, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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