Debt collector · complaint record
Risecredit complaints
Filed under Risecredit, LLC
Consumers have filed 823 complaints about Risecredit since 2013, 16 of them in the last 12 months (-27% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 823
- Last 12 months
- 16
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #596 of 1,963
Since December 2013
-27% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 10, 2026
Most complained-about debt collectors
Risecredit complaints by month
The busiest month was June 2018 (16 complaints). Complaints in the last 12 months are down 27% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Risecredit answered all time
- Closed with monetary relief10.1%
- Closed with non-monetary relief30.4%
- Closed with explanation81198.5%
- Closed81%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Risecredit complaints are about
Top Risecredit problems
Inside "Incorrect information on your report"
- Information belongs to someone else 50
- Account information incorrect 43
- Account status incorrect 35
- Old information reappears or never goes away 8
- Public record information inaccurate 2
- Personal information incorrect 1
Where Risecredit complaints come from
Most complaints: California (204), Texas (106), Ohio (75), South Carolina (66), Wisconsin (46).
Risecredit compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | RisecreditDebt collection | - | 16 | - |
Compare side by side: Risecredit vs Green Square · Risecredit vs EMoneyUSA · Risecredit vs Mullooly Jeffrey Rooney & Flynn · Risecredit vs Credit World Services
What people say about Risecredit
All experiencesNo experiences with Risecredit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Risecredit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 10, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 13, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 31, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Jul 31, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Jul 14, 2026 | Payday & personal loans | Credit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection service | Explained |
| Jun 27, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 25, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 11, 2026 | Payday & personal loans | Problem when making payments | Explained |
| Jun 2, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| May 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 22, 2026 | Payday & personal loans | Incorrect information on your reportOld information reappears or never goes away | Explained |
Questions about Risecredit
How many complaints does Risecredit have?
Risecredit has 823 complaints on record since December 2013, including 16 in the last 12 months and 0 in the last 30 days. That makes it number 1,202 of every company by complaints this year.
Does Risecredit respond to complaints?
Yes. Risecredit answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Risecredit?
The most common problems are attempts to collect debt not owed (84), charged fees or interest you didn't expect (61), incorrect information on your report (140).
Is Risecredit legit?
Risecredit is a real company with a public complaint record: consumers have complained about it 823 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Risecredit legit? for the signals, red flags and how to protect yourself.
Are complaints about Risecredit going up or down?
Down. There were 16 complaints in the last 12 months against 22 in the 12 before (-27%). See every month.
How do I file a complaint against Risecredit?
Complain to Risecredit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Risecredit complaints come from?
Most come from California (204), Texas (106), Ohio (75). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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