Debt collection
R.M. Galicia debt collection complaints
Consumers have filed 863 complaints about R.M. Galicia's debt collection, 27 in the last 12 months (-10%). R.M. Galicia answered 88.9% on time and closed 42% with relief. See the whole R.M. Galicia record.
R.M. Galicia against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | R.M. Galicia | 27 | 88.9% | 42% |
Latest R.M. Galicia debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 30, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Oct 28, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 24, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 23, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 22, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 19, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 13, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Oct 10, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 7, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 1, 2024 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Sep 27, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 25, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 21, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 18, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 18, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Sep 2, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 30, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 24, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 21, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 14, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 14, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 13, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 9, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 7, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Aug 6, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 1, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 30, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 29, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 20, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 3, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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