Debt collector · complaint record
R.M. Galicia complaints
Filed under R.M. Galicia, Inc.
Consumers have filed 999 complaints about R.M. Galicia since 2013, 31 of them in the last 12 months (-6% on the year before). It answered 87.1% on time and closed 37% with relief for the customer - more often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Weak response record. How it works
- Complaints on record
- 999
- Last 12 months
- 31
- Answered on time
- 87.1%
- Closed with relief
- 37%
- Last 30 days
- 0
- Rank
- #415 of 1,963
Since July 2013
-6% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 12, 2026
Most complained-about debt collectors
R.M. Galicia complaints by month
The busiest month was July 2017 (16 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How R.M. Galicia answered last 12 months
- Closed with non-monetary relief1135.5%
- Closed with explanation1961.3%
- In progress13.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time0/4587.1% on time
- Relief for customers31/4036.7% closed with relief
- Complaint trend12/15-6% vs last year
What R.M. Galicia complaints are about
Top R.M. Galicia problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 165
- Debt was paid 69
- Debt was result of identity theft 54
- Debt was already discharged in bankruptcy and is no longer owed 7
Where R.M. Galicia complaints come from
Most complaints: California (697), Arizona (104), Texas (25), Nevada (25), South Carolina (16).
R.M. Galicia compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Roosen, Varchetti & OlivierDebt collection | 39 | 31 | D |
| 2 | Clearview Resolution ServicesDebt collection | 10 | 31 | F |
| 3 | RSI EnterprisesDebt collection | 76 | 31 | B |
| 4 | Central States RecoveryDebt collection | 55 | 31 | C |
| 5 | Aldridge PIte HaanDebt collection | 60 | 31 | C |
| 6 | Tidewater FinanceDebt collection | 52 | 31 | C |
| 7 | Schreiber LawDebt collection | 9 | 31 | F |
| 8 | R.M. GaliciaDebt collection | 43 | 31 | D |
Compare side by side: R.M. Galicia vs Roosen, Varchetti & Olivier · R.M. Galicia vs Clearview Resolution Services · R.M. Galicia vs RSI Enterprises · R.M. Galicia vs Central States Recovery
What people say about R.M. Galicia
All experiencesNo experiences with R.M. Galicia yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest R.M. Galicia complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 12, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | In progress |
| Oct 1, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 14, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Aug 31, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Aug 27, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 26, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 29, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 7, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 7, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 10, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
Questions about R.M. Galicia
How many complaints does R.M. Galicia have?
R.M. Galicia has 999 complaints on record since July 2013, including 31 in the last 12 months and 0 in the last 30 days. That makes it number 871 of every company by complaints this year.
Does R.M. Galicia respond to complaints?
Yes. R.M. Galicia answered 87.1% of its complaints on time (within 15 days) and closed 37% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 43/100 (grade D).
What do people complain about most with R.M. Galicia?
The most common problems are attempts to collect debt not owed (295), took or threatened to take negative or legal action (51), written notification about debt (190).
Is R.M. Galicia legit?
R.M. Galicia is a real company with a public complaint record: consumers have complained about it 999 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is R.M. Galicia legit? for the signals, red flags and how to protect yourself.
Are complaints about R.M. Galicia going up or down?
Roughly level. There were 31 complaints in the last 12 months against 33 in the 12 before (-6%). See every month.
How do I file a complaint against R.M. Galicia?
Complain to R.M. Galicia in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most R.M. Galicia complaints come from?
Most come from California (697), Arizona (104), Texas (25). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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