Debt collection
R.T.R. Financial Services debt collection complaints
Consumers have filed 93 complaints about R.T.R. Financial Services's debt collection, 18 in the last 12 months (-25%). R.T.R. Financial Services answered 100% on time and closed 0% with relief. See the whole R.T.R. Financial Services record.
R.T.R. Financial Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | R.T.R. Financial Services | 18 | 100% | 0% |
Latest R.T.R. Financial Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 8, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 2, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 14, 2025 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Jun 6, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 6, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 16, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Apr 28, 2025 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Apr 15, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 23, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 10, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 9, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 21, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 12, 2024 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Nov 5, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 25, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 27, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 9, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 5, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 29, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 11, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 2, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 1, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 17, 2024 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Jan 29, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 25, 2024 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 13, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 27, 2023 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Sep 27, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 20, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 15, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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