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Debt collection

SCA Collections debt collection complaints

Consumers have filed 558 complaints about SCA Collections's debt collection, 46 in the last 12 months (+44%). SCA Collections answered 84.8% on time and closed 0% with relief. See the whole SCA Collections record.

SCA Collections against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13SCA Collections46+44%84.8%0%558

Every debt collector ranked

Latest SCA Collections debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Mar 18, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftNCExplainedYes
Mar 16, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Mar 15, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Mar 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Mar 4, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Feb 23, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNCExplainedYes
Feb 17, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Feb 1, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jan 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Jan 23, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNCExplainedNo
Jan 12, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountSCExplainedYes
Jan 7, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Dec 23, 2025Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Dec 15, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtNCExplainedYes
Nov 20, 2025Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Nov 17, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedSCExplainedYes
Oct 15, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedNo
Oct 14, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtNCExplainedYes
Oct 13, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Sep 24, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedNo
Sep 22, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtNCExplainedYes
Sep 10, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Sep 8, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Aug 13, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftSCExplainedYes
Aug 6, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Aug 6, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Jul 25, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jul 10, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Jul 10, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountNCExplainedYes
Jul 1, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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