Credit reporting
Scratch Services credit reporting complaints
Consumers have filed 9 complaints about Scratch Services's credit reporting. See the whole Scratch Services record.
Scratch Services against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Scratch Services | 0 | - | - |
Latest Scratch Services credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 20, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 1, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 28, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 6, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 1, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 22, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 4, 2022 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Oct 19, 2021 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 12, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Scratch Services
No comments yet. Start the conversation - questions are welcome too.