Complaint log
Scratch Services complaint log
The newest complaints about Scratch Services, as they are published, with the company's answer. Open any one for the full record and to discuss it.
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 20, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 1, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 27, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 27, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 12, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 22, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 23, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 2, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 31, 2023 | Student loans | Struggling to repay your loanCan't temporarily delay making payments | Explained |
| Mar 28, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 27, 2023 | Payday & personal loans | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 13, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 1, 2023 | Payday & personal loans | Received a loan you didn't apply for | Explained |
| Jan 30, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 27, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 25, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 20, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 18, 2023 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Jan 18, 2023 | Payday & personal loans | Problem with the payoff process at the end of the loan | Explained |
| Jan 17, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 15, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 6, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 5, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 25, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Money back |
| Jun 13, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 24, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 4, 2022 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Mar 3, 2022 | Student loans | Dealing with your lender or servicerTrouble with how payments are being handled | Explained |
| Mar 1, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 22, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 21, 2022 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Feb 19, 2022 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Feb 6, 2022 | Payday & personal loans | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 9, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 4, 2022 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Dec 7, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 1, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 19, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 19, 2021 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 19, 2021 | Payday & personal loans | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 12, 2021 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Feb 12, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 30, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Money back |
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works